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Loan programs available for all borrowers and credit scores.


  • Behind on your mortgage payments?


  • You can still qualify for a loan modification if you are behind on your mortgage payments. In some cases it is easier to qualify if you are behind.

    NeighborhoodLoan - Making Your Life Easier Since 2004

    Now Specializing in Loan Modifications

    NeighborhoodLoan.com is a virtual marketplace bringing you, the homeowner, together with some of the nation's finest mortgage companies, financial institutions and banks.

    Our company was started by mortgage and web development professionals, who understand what the homeowner wants. And yes, we realize you want the best deal possible.

    That is why we have teamed with some of the most reputable mortgage companies in the industry. Please click on "LOAN REQUEST" to begin the mortgage loan process and submit your financial profile. We will then match your loan request with the best matching lending institution. Our lending partners will contact you directly so you can discuss your individual needs.

    Our system is state of the art, instantly connecting you to your mortgage solution. And best of all... our service is 100% FREE.

    Take Control And Empower Yourself
    A Mortgage Loan is the process in which the lienholder bank, lender, or investor changes the terms of mortgage note so that the payments are more affordable for the borrower. Generally this is in the form of a lower interest rate with a fixed loan program.

    There are several different ways you can take advantage of a loan modification, the most common methods are to:

  • Avoid Foreclosure

  • Lower Interest Rates

  • Reduce Principal Balance

  • Catch Up On Delinquent Payments

  • Turn Your Adjustable Loan Into a Fixed Loan

  • Mortgage Resource Center
    Mortgage Loan Guidelines could differ from lender to lender. The most common factors are the following:

  • Have a provable hardship

  • Are delinquent on your payments

  • In an adjustable rate mortgage

  • Have high debt to income ratio

  • Could prove that you have enough means to support modified rate on your mortgage

  • Are unable to refinance


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    Empower Yourself!
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